Checking Accounts

Find an account that fits your lifestyle


There are many good ways to manage your money
 

Every person is unique - and so are their finances. That's why we offer a variety of checking options. Our FirstLink accounts reward customers who make regular use of our electronic banking services, trust us with their lending needs, or have substantial savings. Totally free checking is available if you're 55 or over. And for anyone who has dealt with a financial challenge, we have an account designed to give you a second chance.

Compare our accounts


FirstLink Gold

Don't settle for average checking. Earn up to 20x the national average with our FirstLink Gold Checking account. 

  • Earn 1.00% APY on your first $20,000*1
  • $0 per month with e-statements and a daily balance of $500*2
  • Refunded ATM fees*1
  • Anytime, Anywhere Access with our digital solutions
  • Unlimited check-writing
  • Instant issue debit card 
  • Open today with $100

FirstLink Platinum

For those with a higher daily balance or looking to park some funds, FirstLink Platinum is the perfect account for you.

  • Earn 1.00% APY on your first $20,000*3
  • $0 per month with a daily balance of $1,000*4
  • Refunded ATM fees*3
  • Anytime, Anywhere Access with our digital solutions
  • Unlimited check-writing
  • Instant issue debit card
  • Open today with $100

FirstLink Basic

Want a no-frills account with the benefits of anytime, anywhere access, low fees and debit card? FirstLink Basic would be perfect for you.

  • $0 per month with a e-statements and a daily balance of $100*5
  • Anytime, Anywhere Access with our digital solutions
  • Unlimited check-writing
  • Instant issue debit card 
  • Open today with $50

FirstLink Silver

An account for those 55 and older. 

  • $0 per month
  • Anytime, Anywhere Access with our digital solutions
  • Unlimited check-writing
  • Instant issue debit card
  • Bank stock, wallet style check at no charge (limit one box per order placed)
  • Open today with $100

StudentLink 

Under 25 and want an account as flexible as your schedule? StudentLink gives you the advantages of anywhere, anytime access and low costs so you can stay in control of your money.

  • $0 per month with e-statements*6
  • Anytime, Anywhere Access with our digital solutions
  • Unlimited check-writing
  • Instant issue debit card 
  • No monthly balance requirements
  • Open today with $25

Another Chance Checking

Need to rebuild your credit? Another Chance Checking is a great account to help get things moving in the right direction. 

  • Instant issue debit card
  • $10 per month
  • e-statements required
  • Upgrade to FirstLink Basic after your account is in good standing for a full year
  • Open today with $50

Compare our accounts


Features FirstLink Gold FirstLink Platinum FirstLink Basic FirstLink Silver StudentLink Another Chance Checking
Anytime, Anywhere Access




Interest Bearing



Monthly Price
$0 with
e-statements & a daily balance of $500*2
$0 with a daily balance of $1000*4
$0 with
e-statements and a monthly balance above $100*5
$0
$0 with
e-statements*6
$10
Minimum Opening Deposit $100 $100
$50
$50
$25 $50

 

1When FirstLink Gold qualifications are met, the annual percentage yield (APY) will be tiered. Account balance up to $20,000 will earn 1.00% APY; portion of account balance over $20,000 will earn .35% APY.  One of the following qualifications must be met each cycle to earn the stated APYs and refunded ATM fees: (1) Receive e-statements, and post and clear at least nine debit card transactions and one direct deposit or ACH debit; (2) Maintain CD balances totaling at least $50,000 with First US Bank; or (3) Maintain outstanding loan balances totaling at least $20,000 with First US Bank. The qualification cycle is the period beginning one business day prior to the first day of the current statement period through one business day prior to the last day of the current statement period. If qualifications are not met, the entire account balance will earn .05% APY. This is a variable rate account and the rate may change after the account is open. The stated APYs are accurate as of 11/30/2020. *2 If the daily balance falls below $500 or you opt for paper statements, the monthly fee is $7.50. Fees could reduce earnings on the account.

*3When FirstLink Platinum qualifications are met, the annual percentage yield (APY) will be tiered. Account balance up to $20,000 will earn 1.00% APY; portion of account balance over $20,000 will earn .35% APY. *8One of the following qualifications must be met each cycle to earn the stated APYs and refunded ATM fees: (1) Post and clear at least nine debit card transactions and one direct deposit or ACH debit; (2) Maintain CD balances totaling at least $50,000 with First US Bank; or (3) Maintain outstanding loan balances totaling at least $20,000 with First US Bank. The qualification cycle is the period beginning one business day prior to the first day of the current statement period through one business day prior to the last day of the current statement period. . If qualifications are not met, the entire account balance will earn .05% APY. This is a variable rate account and the rate may change after the account is open. The stated APYs are accurate as of 11/30/2020. *4If the daily balance falls below $1,000, the monthly fee is $10.00. Fees could reduce earnings on the account.

*5There is a $3.00 monthly fee for FirstLink Basic if the daily balance falls below $100 or you opt for paper statements.

*6There is a $5.00 monthly fee for StudentLink if you opt for paper statements.  Minors must have a parent or guardian as joint account owner.