 7-24-2025.png)
Unlock Your Home's Potential with a HELOC Loan
Got big ideas for your space? A new kitchen, a cozy outdoor setup, or just a splash of color – your home’s equity can help make it happen.
For a limited time only we’re offering a 4.99% promo rate for the first 6 months on a Home Equity Line of Credit (HELOC)*.
- Competitive Rates: Enjoy a low promo rate of 4.99% for the first 6 months.
- Expert Guidance: Our team is here to help you every step of the way.
- Quick Access: Get the funds you need when you need them.
Swing by and let's chat about how we can help bring your vision to life!
*Must have an active checking, savings, or money market account with First US Bank at time of HELOC origination to qualify for introductory annual percentage rate (APR). After a six-month introductory rate of 4.99% Annual Percentage Rate (APR), the APR may change daily. APR based on value of WSJ Prime index plus or minus a set margin based on your lien position, occupancy, combined loan-to-value ratio (CLTV), credit score, and automatic payment status. 6.75% APR shown based on 7.50% WSJ Prime index as of 04/24/2025 minus a margin of 0.75% based on first lien, occupancy, less than 80% CLTV, minimum of 750 credit score, and automatic payments from a First US Bank deposit account. Your margin may differ, and your APR could range from 6.75% to 9.25% based on current index value. Minimum interest rate floor is 4.00% and maximum APR is 18.00%. $100 HELOC maintenance fee will be assessed annually. Advances may be obtained for 10 years. During this period, minimum monthly payment will be equal to accrued interest and finance charges. Minimum monthly payments will not reduce the outstanding principal balance and will result in a balloon payment. At maturity, you will be required to pay the entire balance in a single payment. * On new loans or renewals after 18 months, lender will pay up to $1,000 of closing costs if you obtain an initial advance of at least $10,000 within 30 days of closing and maintain an outstanding balance of at least $10,000 or for a minimum of 365 days from the date of closing. If these conditions are not met, lender will charge or debit the HELOC for the amount of closing costs paid by lender. Subject to credit approval and program restrictions. Terms and conditions may change. Contact First US Bank for details.